Loan Calculator

You are protected by responsible lending laws.  Because of these protections, the recommendations given to you about consumer loans or credit related insurance are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed. 

Apply for finance

Vehicle Finance Rates From 9.95%

If you would like to talk to us to discuss your finance needs click on the Quick Finance Query button and fill out our fast, easy form. Jason can be in touch with you via phone, video call or if you wish to talk in person we can set up a time that suits you in New Plymouth.

If you are ready to apply for your loan then click on our Apply for Finance button. This form asks for some more information that we need to process your loan application in a timely manner. You will need to take a photo of the front and back of your licence and answer questions around your income and outgoings. Lenders will ask for proof of income also. We have a relationship with Creditsense which allows us to send you a link that you can easily send us your bank statements.

Great customer service, knowledgeable and clearly enjoy doing their job. Give them a call to find out yourself.

Wayne G

Jason made this process easy!
What sets Sigma apart is that you are dealing with someone face to face, which in this day in age is rare. He was down to earth + honest! We are very happy with the result!

Jess M

What happens next?
Let us walk you through the process of getting the finance you need, easy. 

Fill out a finance application form and we’ll contact lenders for the best deal

Once finance is approved, we’ll organise your documents and arrange signing

The money is distributed.
Easy as!

About New Plymouth’s Leading Finance Company

Jason and Melanie are the dynamic Taranaki based duo behind Sigma Finance. Collectively they have over 15 years experience in the finance industry; making Sigma Finance a local name you can trust.


With a deep understanding of the financial markets in New Zealand and around the globe, Sigma Finance will create a tailored financial solution for you.

Loyalty is at the heart of everything we do. We are completely objective and focused on your individual needs; whilst using best practice, and within the guidelines of vehicle finance lending laws.

Sigma Finance feature on the Financial Service Providers Register, and are members of the Financial Dispute Resolution Service.

If you are in need of vehicle finance, the team at Sigma Finance in New Plymouth are ready to help. Whether you are buying privatly, or through a dealer anywhere in New Zealand, we are the team for the job.

Example Loan

We like to keep things easy and transparent for our customers. Below is an example loan is to show you how a loan looks so you can see what total would be paid off including interest and fees. Figures and fees may vary depending on which lender we use for your loan. This is just a guide. We can explain the fees and interest portion of your loan once we have your application

If you borrow $12,000 over a term of 36 months at an interest rate of 14.95% p.a. you will end up repaying $15,880.68 inclusive of all fees and interest.


We do not offer Short Term loans and all terms are a minimum of 12 months to a maximum of 84 months. Our current interest rates range from 7.95% APR (Annual Percentage Rate) to a maximum APR of 24.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile.

Our Trusted Partners

Still have questions?

If you have any questions please feel free to contact us, we’d love to help. Call us on 0800 SIGMA1 or fill out the form below.

Sigma Finance Services Ltd 974 462 775 328


535 Devon Street East
New Plymouth 4312